{"id":1877,"date":"2024-04-04T07:25:00","date_gmt":"2024-04-04T06:25:00","guid":{"rendered":"https:\/\/blog.trioteca.com\/?p=1877"},"modified":"2024-12-02T18:26:11","modified_gmt":"2024-12-02T17:26:11","slug":"que-es-y-cuales-son-los-requisitos-para-ser-avalista-de-hipotecas","status":"publish","type":"post","link":"https:\/\/trioteca.com\/blog\/que-es-y-cuales-son-los-requisitos-para-ser-avalista-de-hipotecas\/","title":{"rendered":"\u00bfQu\u00e9 es y cu\u00e1les son los requisitos para ser aval de hipoteca?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1877\" class=\"elementor elementor-1877\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-387a7001 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"387a7001\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1e44bff2\" data-id=\"1e44bff2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-580fe354 elementor-widget elementor-widget-text-editor\" data-id=\"580fe354\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.2 - 21-08-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<!-- wp:paragraph -->\n<p><span style=\"font-weight: 400;\">Si contratamos una <strong>hipoteca al 80%<\/strong> y tenemos un perfil estable, no ser\u00e1 necesario un aval hipotecario. Pero, el avalista hipotecario es una figura favorable para conseguir hipotecas con un porcentaje de financiaci\u00f3n superior al 80%, e imprescindible si queremos una hipoteca 100%. Y es que, esta figura hace que tu perfil sea m\u00e1s seguro.<\/span><\/p>\n<!-- \/wp:paragraph -->\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d27a974 elementor-widget elementor-widget-spacer\" data-id=\"d27a974\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.2 - 21-08-2022 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-container{--container-widget-width:100%}.e-container>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));-ms-flex-item-align:stretch;align-self:stretch;-ms-flex-negative:0;flex-shrink:0}.e-container>.elementor-widget-spacer>.elementor-widget-container,.e-container>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-container>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f90530f elementor-align-center elementor-widget elementor-widget-button\" data-id=\"f90530f\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/trioteca.com\/agendar-cita?utm_source=blog&#038;utm_medium=boton_agendar&#038;utm_campaign=avalhipoteca&#038;utm_id=avalhipoteca\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Quiero hablar con un experto hipotecario<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-709bc36 elementor-widget elementor-widget-spacer\" data-id=\"709bc36\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-990a411 elementor-widget elementor-widget-text-editor\" data-id=\"990a411\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<!-- wp:paragraph -->\n<h2><b>\u00bfQu\u00e9 es un aval para hipoteca?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">El objetivo de un aval es <strong>actuar como una garant\u00eda<\/strong>. Es decir, el avalista hipotecario debe estar dispuesto a saldar la deuda hipotecaria en nombre del titular de la hipoteca si este no puede pagarla.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">En caso de producirse un impago, primero se iniciar\u00eda el proceso de ejecuci\u00f3n hipotecaria contra el titular de la hipoteca. Si en 12 meses este no llegase a t\u00e9rmino, entonces se reclamar\u00eda la deuda al aval hipotecario.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">El aval para hipoteca <strong>permite al banco tener la seguridad de recuperar el capital prestado en caso de impago.<\/strong> Por eso es un requisito que se exige para financiaciones al 100%, que conllevan un mayor riesgo para la entidad.<\/span><\/p>\n<!-- \/wp:paragraph -->\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-abdabcc elementor-widget elementor-widget-spacer\" data-id=\"abdabcc\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-92e7c5f elementor-aspect-ratio-169 elementor-widget elementor-widget-video\" data-id=\"92e7c5f\" data-element_type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=9QEGzurAT_I&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;,&quot;aspect_ratio&quot;:&quot;169&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.2 - 21-08-2022 *\/\n.elementor-widget-video .elementor-widget-container{overflow:hidden;-webkit-transform:translateZ(0);transform:translateZ(0)}.elementor-widget-video .elementor-open-inline .elementor-custom-embed-image-overlay{position:absolute;top:0;left:0;width:100%;height:100%;background-size:cover;background-position:50%}.elementor-widget-video .elementor-custom-embed-image-overlay{cursor:pointer;text-align:center}.elementor-widget-video .elementor-custom-embed-image-overlay:hover .elementor-custom-embed-play i{opacity:1}.elementor-widget-video .elementor-custom-embed-image-overlay img{display:block;width:100%}.elementor-widget-video .e-hosted-video .elementor-video{-o-object-fit:cover;object-fit:cover}.e-container>.elementor-widget-video{width:var(--container-widget-width,100%)}<\/style>\t\t<div class=\"elementor-wrapper elementor-fit-aspect-ratio elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5afe20 elementor-widget elementor-widget-spacer\" data-id=\"d5afe20\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f4ccfc elementor-widget elementor-widget-text-editor\" data-id=\"8f4ccfc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<!-- wp:paragraph -->\n<h3><span style=\"font-weight: 400;\">La doble garant\u00eda<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Otro tipo de aval hipotecario puede ser el conocido como <strong>\u201cdoble garant\u00eda\u201d<\/strong>. Este consiste en aportar una segunda vivienda como garant\u00eda, bien sea de tu propiedad, bien de otra persona. En el caso de la doble garant\u00eda, en caso de impago, se embargar\u00edan las dos viviendas, pero el aval no responder\u00eda con otros bienes, como su n\u00f3mina.<\/span><\/p>\n<!-- \/wp:paragraph -->\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40a50f5 elementor-widget elementor-widget-spacer\" data-id=\"40a50f5\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02572dd elementor-widget elementor-widget-spacer\" data-id=\"02572dd\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f644dde elementor-widget elementor-widget-text-editor\" data-id=\"f644dde\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<!-- wp:paragraph -->\n<h2><b>Requisitos para ser aval en una hipoteca<\/b><\/h2>\n<p>Los requisitos para ser avalista hipotecario son los siguientes:<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ser <strong>mayor de edad.<\/strong><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Demostrar <strong>solvencia econ\u00f3mica<\/strong>: Debes tener la capacidad financiera para respaldar el pr\u00e9stamo que garantizas, lo que implica contar con ingresos suficientes para cumplir con la deuda.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tener <strong>ingresos estables<\/strong>: Adem\u00e1s de ser solvente, es crucial demostrar estabilidad financiera al banco. Tener un trabajo estable y, si tienes m\u00e1s fuentes de ingresos, como rentas, mejor.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Que las otras deudas, sumada a la cuota de la hipoteca que avala, <strong>no superen el 35% de sus ingresos<\/strong>. Por ejemplo, si el avalista hipotecario tiene otra hipoteca, la cuota de la misma, sumada a la hipoteca que avala, no puede superar el 35% de sus ingresos netos.<\/span><\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<h3><span style=\"font-weight: 400;\">En la doble garant\u00eda<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">En el caso de la doble garant\u00eda, <a href=\"https:\/\/blog.trioteca.com\/tasaciones-hipotecarias\/\">se tasar\u00e1n las dos viviendas<\/a>; la que compras y la que se aporta como garant\u00eda. Sobre la suma de ambos valores de tasaci\u00f3n <strong>se calcular\u00e1 el nominal de la hipoteca.<\/strong><\/span><\/p>\n<p><span style=\"font-weight: 400;\">La vivienda que sirve como garant\u00eda <strong>tiene que estar libre de cargas<\/strong>. Por ejemplo, no puede haber una hipoteca que pese sobre la misma.<\/span><\/p>\n<!-- \/wp:paragraph -->\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e278dde elementor-widget elementor-widget-spacer\" data-id=\"e278dde\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-80e6c65 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"80e6c65\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/trioteca.com\/solicitar-hipoteca?utm_source=blog&#038;utm_medium=boton_nueva&#038;utm_campaign=avalhipoteca&#038;utm_id=avalhipoteca\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Quiero recibir ofertas de hipoteca<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a075745 elementor-widget elementor-widget-spacer\" data-id=\"a075745\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f836f52 elementor-widget elementor-widget-text-editor\" data-id=\"f836f52\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<!-- wp:paragraph -->\n<h2><strong>\u00bfEs posible solicitar el aval del Gobierno para la hipoteca?<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">En 2024 el Gobierno anunci\u00f3 una nueva l\u00ednea de <a href=\"https:\/\/blog.trioteca.com\/prestamos-ico-gobierno\/\">avales ICO<\/a>. Estos pr\u00e9stamos van dirigidos a j\u00f3venes y familias con ingresos de hasta 37.800 euros anuales y facilitar\u00e1n la compra de unas 50.000 viviendas hasta el 31 de diciembre de 2025.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Sin embargo, como te explicamos en <a href=\"https:\/\/blog.trioteca.com\/prestamos-ico-gobierno\/\">este art\u00edculo<\/a>, este tipo de avales hipotecarios<strong> son muy dif\u00edciles de conseguir<\/strong>. Y es que, hay alrededor de 2 millones de personas que cumplen los requisitos, pero s\u00f3lo se avalar\u00e1 la compra de 50.000 viviendas, lo que deja a gran parte de los interesados fuera de estas <a href=\"https:\/\/blog.trioteca.com\/ayudas-compra-vivienda\/\">ayudas<\/a>. Adem\u00e1s, <strong>no se ha definido a\u00fan la prioridad<\/strong> a la hora de otorgar los avales ICO, si ser\u00e1 por fecha de solicitud o por otros requisitos.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Si bien s\u00ed se han definido los requisitos para pedir los pr\u00e9stamos ICO, <strong>se desconoce si habr\u00e1 un precio m\u00e1ximo de las viviendas.<\/strong> Si este fuese el caso, es posible que las grandes ciudades quedasen fuera de los avales ICO, ya que los precios de la vivienda en estas zonas son elevados.<\/span><\/p>\n<p><strong>En Trioteca no gestionamos avales ICO.<\/strong><\/p>\n<!-- \/wp:paragraph -->\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3cb8a03 elementor-widget elementor-widget-spacer\" data-id=\"3cb8a03\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d78b95 elementor-widget elementor-widget-html\" data-id=\"7d78b95\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<a href=\"https:\/\/kavehome.com\/es\/es\/?utm_affaid=TRIOTECA&amp;utm_affbid=b98d781e\" target=\"_top\"><img loading=\"lazy\" src=\"https:\/\/i0.wp.com\/affiliates.kavehome.com\/accounts\/default1\/8wu4x3hbky\/b98d781e.jpg?resize=800%2C206&#038;ssl=1\" alt=\"\" title=\"\" width=\"800\" height=\"206\" data-recalc-dims=\"1\" \/><\/a><img loading=\"lazy\" style=\"border:0\" src=\"https:\/\/affiliates.kavehome.com\/scripts\/8wu4x3hiky?utm_affaid=TRIOTECA&amp;utm_affbid=b98d781e\" width=\"1\" height=\"1\" alt=\"\" \/>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-071a459 elementor-widget elementor-widget-spacer\" data-id=\"071a459\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ab0e3e elementor-widget elementor-widget-text-editor\" data-id=\"0ab0e3e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<!-- wp:paragraph -->\n<h2><b>Hipoteca sin aval<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Si tienes ahorros y una situaci\u00f3n laboral estable, puedes pedir una hipoteca sin aval. De hecho, esto es lo m\u00e1s habitual. Y es que, <strong>pedir una <a href=\"https:\/\/blog.trioteca.com\/hipoteca-100\/\">hipoteca al 100%<\/a> no es recomendable<\/strong>, porque el tipo de inter\u00e9s que te ofrecer\u00e1n las entidades ser\u00e1 m\u00e1s alto.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u00bfY qu\u00e9 pasa si pediste una hipoteca con aval y ahora quieres retirarlo? En ese caso, puedes hacer un <a href=\"https:\/\/blog.trioteca.com\/cambiar-hipoteca-variable-a-fija\/\">cambio de hipoteca<\/a>. Sin embargo, es importante que hayas amortizado al menos un 20% del pr\u00e9stamo hipotecario para poder solicitar la hipoteca al 80% para poder eliminar el aval.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Las opciones para pasar de una hipoteca con aval a una sin aval son la <a href=\"https:\/\/blog.trioteca.com\/que-es-la-novacion-de-la-hipoteca\/\">novaci\u00f3n<\/a> y la <a href=\"https:\/\/blog.trioteca.com\/subrogacion-de-la-hipoteca-que-es-y-que-requisitos-tiene\/\">subrogaci\u00f3n hipotecaria<\/a>, as\u00ed como el cambio de hipoteca. Pero de entre ellas,<strong> la que te ofrecer\u00e1 mejores condiciones y m\u00e1s posibilidades<\/strong> entre las que elegir ser\u00e1 siempre el cambio de hipoteca.<\/span><\/p>\n<!-- \/wp:paragraph -->\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-634b689 elementor-widget elementor-widget-spacer\" data-id=\"634b689\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e111bfd elementor-align-center elementor-widget elementor-widget-button\" data-id=\"e111bfd\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/www.trioteca.com\/descubrir-hipoteca?utm_source=blog&#038;utm_medium=boton_mejora&#038;utm_campaign=avalhipoteca&#038;utm_id=avalhipoteca\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Quiero recibir ofertas de hipotecas<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-right kksr-valign-bottom\"\n    data-payload=\"{&quot;align&quot;:&quot;right&quot;,&quot;id&quot;:&quot;1877&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;bottom&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;2&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;5&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;5&quot;,&quot;greet&quot;:&quot;Que te ha parecido este art\\u00edculo?&quot;,&quot;legend&quot;:&quot;5\\\/5 - (2 votos)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;width&quot;:&quot;142.5&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}\">\n    \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 142.5px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n    \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            5\/5 - (2 votos)    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>El aval de hipoteca es imprescindible cuando queremos conseguir una hipoteca al 100%. Te explicamos los requisitos del avalista hipotecario.<\/p>\n","protected":false},"author":6,"featured_media":6474,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[45],"tags":[63,59,42,8],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.14 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u00bfQu\u00e9 es un aval de hipoteca? (2024)<\/title>\n<meta name=\"description\" content=\"El aval de hipoteca es imprescindible cuando queremos conseguir una hipoteca al 100%. 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